Medicare Advantage plans are the extra beneficial plans which are provided by privately-owned organisations. These organisations, registered and licensed by Medicare, provides tons of plans differing from region to region. Along with covering the part A and part B of the medicare, these plans provide extra benefits to its customers, thus looking after their overall health. The Medicare Advantage plans offer health insurance in all 50 states and are one of the biggest and the most popular in the United States. Humana Medicare advantage plans offered in Killeen are as discussed.
- Humana Choice H0473-001 (PPO)
With an overall rating of 4.5, this Humana choice plan is a fairly new plan added to the city of Killeen. With a monthly premium of $0, this preferred provider organisation plan gives you the flexibility of choosing your doctor anywhere around the city, without the restriction of a region or network. With an annual deductible of $750, this plan has a $5 copay for visiting your primary doctor, inside the network. However, you would not need any referral to visit any special doctor. The plan also has the benefit of prescription drug coverage. It covers Tier 4, that is non-preferred drugs, and Tier 5, special drugs as well. It provided added benefits of dental services, vision, hearing services, chiropractic care, fitness benefits, and enrollment to SilverSneakers program as well.
- Humana Choice H5216-128 (PPO)
With an overall rating of 4, the plan is offered at a monthly premium of $0. The plan has an in and out of the network annual deductible of $975 and an out of pocket maximum of $5400. While visiting your primary doctor you have to pay a copay of $10 and for a specialist, you have to pay a copay of $40. The plan does not include prescription drug services. The plan covers in-patient hospital stay for both acute as well as psychiatric services at a copay of $0 after the sixth day. It also covers emergency room services at a copay of $90 and services regarding outpatient surgery. Chiropractic services and outpatient mental health services including both individual as well as group sessions are a part of this plan.
- Humana Choice R4182-001 (Regional PPO)
With an overall rating of 3.8, this is another PPO plan offered by Humana. It has a monthly premium of $0, along with an annual in and out of network deductible of $975. The plan does not cover prescription drug services. This plan covers the emergency ambulance and air ambulance services as well, with a very affordable copay and coinsurances, along with 100 days in Special Nursing Facility. The plan also covers basic benefits like hearing services, dental care, and vision care as well.
- Humana Choice R4182-004 (Regional PPO)
With an overall rating of 3.5, Humana choice plan is a regional preferred provider organisation plan, which serves within the region of Austin. This plan has a monthly premium of $54. It provides an out-of-pocket maximum of $6700 for in-network services, and an annual deductible of $750. You also have to pay a $25 copay for visiting a primary doctor, and $45 copay for visiting a specialist. The plan also covers your prescription drugs, with a deductible of $175. The deductible is applicable to preferred brand, non preferred drug, and specialty tier. For generic and brand name you have to pay a coinsurance of 25% The plan covers both in-hospital acute as well as psychiatric stay, with a $0 copay after the fifth day. It provides hearing services, vision care, dental care, and fitness programs as well. It also provides preventive services and home health care services as well, at a copay of $0.
- Humana Choice R4182-003 (Regional PPO)
With an overall rating of 3.4, this regional PPO plan has a monthly premium of $95, along with an annual deductible of $750, in as well as out of the network. The plan provides a minimal copay of $15 for visiting your primary doctor inside the network and a copay of $45 for a specialist. It has prescription drug deductible of $175 and covers Tier 3, 4, and 5 of prescription drugs, which is not covered in the Original Medicare. The plan also covers lab services and therapeutic radiology services as well. The plan also covers oral exams, dental x-rays, eye exams, eyewear, glaucoma-screening, hearing exams, and hearing aids as well at $0 copay.